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Feb 5, 2015

Blank Account: The American Struggle to Save and Share

aphrodite74 via Getty Images

The financial lifecycle allows wealth to flow between generations in the form of gifts and inheritance. At birth, we receive the wealth and social standing of our family and, at passing, flow our contribution to wealth -- or a portion of it -- to our descendants in order to give them what we imagine will be a more financially stable life than we had. 

Read the Op Ed by Henry A.J. Ramos, co-authored with Anne Price.