Homeownership has long been central to the American Dream. Our homes are where our families and futures are built, and the single most important measure of an individual's ability to build wealth. Homeownership is, however, becoming a pipedream for many Americans. More and more of us are forced into a never-ending cycle of temporary housing because of the financial strains of a slow-growing economy and a staggeringly inequitable culture of wealth generation and accumulation. People of color remain farthest from achieving this part of the American dream.